General education: Scrammer cannot determine whether a specific contact is fraudulent.If someone is in immediate physical danger, call 911.

Should I reply STOP to every unwanted text?

A quick way to pause, verify the situation independently, and choose a safer next step.

By the Scrammer team2 min read

Unexpected messages can copy familiar names, logos, and writing styles. The safest clue is often what the sender wants you to do next.

What to do

  • Do not reply, click, download, or call a number supplied by the unexpected sender.
  • Find the person or organization through a website, app, statement, or saved number you already trust.
  • Save only what you need for a report, then block or delete the contact when appropriate.

Keep the decision in your control

You do not need to decide immediately whether a contact is genuine. End the unexpected conversation, find a trusted contact route independently, and ask for help before sending money or information.

Use the private Help Finder

Source

Source last reviewed October 11, 2026.