Source-based guidance: Scrammer articles link to official consumer-protection information.If someone is in immediate physical danger, call 911.

Scam safety blog

Read clear, source-linked answers to common scam-safety questions.

Practical answers to common questions

These educational articles use a Pause, Verify, Act approach and link to official consumer-protection sources.

An older woman looks at a smartphone while sitting at home

Start here

How can I identify scam red flags?

Learn which combinations of urgency, secrecy, unusual payment requests, identity questions, and unverified contact routes should make you pause without assuming every unusual message is fraudulent.

Read the article
Close view of hands holding a smartphone

Links and messages

What should I do before clicking a link?

Use a short safety check for unexpected texts, emails, QR codes, and account alerts.

Read the article
A person uses a smartphone while working at a laptop

Independent verification

How do I know whether a caller is real?

Learn how to end unexpected contact and verify a bank, business, agency, or family request through a trusted route.

Read the article
An open notebook beside a smartphone and laptop

After something happened

What if I already paid or shared information?

Organize the first steps without panic, protect affected accounts, and avoid recovery scams.

Read the article
An older couple looks at a smartphone together

Family support

How can I help someone without blaming them?

Use a calm conversation to stop further contact, understand what happened, and find the right source of help together.

Read the article

More scam topics

Ten additional plain-language articles, each linked to official government guidance.

A smartphone resting face up on a light surface

Texts and messages

What should I do with a suspicious text?

A calm checklist for unexpected texts that ask you to click, pay, reply, or share information.

Read the article
A woman checks her phone while holding a bank card

Bank impersonation

How can I check whether a bank alert is real?

Respond to an unexpected alert without giving the sender control of the verification process.

Read the article
A cardboard delivery box sitting beside a front door

Package delivery

Is that package delivery text real?

Check a delivery without opening an unexpected link or paying a surprise fee.

Read the article
A person opens a dating app on a smartphone

Relationships

What are the warning signs of a romance scam?

Notice when affection turns into secrecy, repeated crises, or requests for money.

Read the article
Three people sit around a table during a job interview

Job scams

How can I check whether a job offer is real?

Questions to ask before sharing information, buying equipment, or depositing a check.

Read the article
A person views investment charts on a smartphone

Investments

What are the red flags of an investment scam?

Slow down around guaranteed returns, secret opportunities, and unverified professionals.

Read the article
A calculator phone rests on financial documents beside a notebook

Recovery scams

Can someone really recover money lost to a scam?

Recognize upfront fees and guaranteed results after an earlier loss.

Read the article
The United States Capitol under a blue sky

Government impersonation

How can I recognize a Social Security impersonation scam?

Respond to threats about your number or benefits through official SSA routes.

Read the article
Tax forms arranged with a calculator and pen

Tax scams

How can I verify an unexpected IRS message?

Check a tax-related contact through IRS information you find independently.

Read the article
An older couple talks with family members on a video call

Family emergencies

What should I do if a family member calls with an emergency?

Verify a frightening request even when the caller sounds like someone you know.

Read the article