Scrammer Blog ยท Banking and payments
What should I do after a suspicious wire transfer?
A quick way to pause, verify the situation independently, and choose a safer next step.
Payment requests deserve extra care because speed, secrecy, and unusual payment methods can make losses harder to address.
What to do
- Pause before sending more money or sharing a security code.
- Contact the bank or payment provider through its official app, website, or the number on your card.
- Explain what happened and ask which protective or dispute steps may be available. Recovery is not guaranteed.
Keep the decision in your control
You do not need to decide immediately whether a contact is genuine. End the unexpected conversation, find a trusted contact route independently, and ask for help before sending money or information.
Use the private Help FinderSource
- FTC: What To Do if You Were ScammedOfficial information used for this short guide.
Source last reviewed October 11, 2026.