Scrammer Blog ยท Reporting and recovery
How can Adult Protective Services help?
A quick way to pause, verify the situation independently, and choose a safer next step.
Good records and quick contact with the right organization can make the next steps clearer, but no report guarantees an investigation or recovery.
What to do
- Write down what happened, when it happened, and which payment or account was involved.
- Contact the affected bank, payment provider, or online service through an official route.
- Use ReportFraud.ftc.gov for consumer fraud or IC3.gov for cyber-enabled crime when those routes fit the situation.
Keep the decision in your control
You do not need to decide immediately whether a contact is genuine. End the unexpected conversation, find a trusted contact route independently, and ask for help before sending money or information.
Use the private Help FinderSource
- FTC: ReportFraudOfficial information used for this short guide.
Source last reviewed October 11, 2026.